How are transactions funded in the Navy Cash system?

In the Navy Cash system, transactions are funded by direct deposits from a Sailor's pay account. This mechanism allows service members to easily access their funds for purchases made onboard, making it convenient to manage finances while deployed. The direct deposit from the pay account ensures that the funds are readily available for transactions, eliminating the need for cash handling and making the process more efficient within the ship's environment.

The other potential funding sources mentioned, such as cash sales, merchandise markups, or exclusive reliance on credit cards, do not provide the same level of efficiency or security in connection with how the Navy Cash system is designed to operate. The focus on direct deposits aligns with the overall goals of the Navy Cash system to streamline financial transactions for personnel.