Which card cannot be used for purchases ashore or to access commercial ATMs off the ship?

The temporary card, often referred to as a Tempcard, is designed primarily for limited use and is typically issued to new personnel or crew members who have not yet received a permanent card. The purpose of the Tempcard is to provide short-term access to Navy Cash services, but it generally has restrictions that limit its usability for purchases ashore and accessing commercial ATMs off the ship.

In contrast, the permanent card, debit card, and Navy Cash card are intended for more extensive use, including transactions at various locations and accessing funds through ATMs, making them versatile financial tools for Navy personnel. The key aspect of the Tempcard's limitations lies in its restricted capabilities, which make it unsuitable for broad commercial use outside the ship.